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Credit Report Studies

There are many efforts to enrich the general understanding of issues related to credit reporting. TransUnion supports many of these—financially, via the expertise of our own Analytical Services specialists and through access to anonymous consumer data. In this section, we list a selection of such studies by individual researchers and by agencies of the U.S. federal government.
Exploring the efficacy of data telecomm and utility payment data.
Analyzing the accuracy and effectiveness of credit scoring.
Reviewing the benefits of positive and negative data reporting vs. strictly negative data.
Considering the use of credit scoring by insurers.
Examining a variety of issues and opportunities related to credit reporting.
Surveying various federal, state and international regulatory issues.