Credit-Based Insurance Scores: Impacts on Consumers of Automobile Insurance
Conducted by: Federal Trade Commission, Bureau of Economics
This study examines the effect of credit-based insurance scores on the price and availability of automobile insurance. It also examines the impact of such scores on racial and ethnic minority groups, as well as low-income groups.
Report to the Congress on Further Restrictions on Unsolicited Written Offers of Credit and Insurance
Conducted by: Board of Governors of the Federal Reserve System
The FACT Act specifically requires the Board to study the ability of consumers to avoid (or "opt-out" of) receiving written offers of credit or insurance in connection with transactions not initiated by the consumer.