Credit Report Studies
There are many efforts to enrich the general understanding of credit reporting related issues.  TransUnion supports many of these-financially, via the "sweat equity" of our own Analytical Services experts, and via access to anonymous consumer and demographic data.  In this section, we list a selection of such studies by individual researchers and by agencies of the U.S. federal government.
Exploring efficacy of data telecomm and utility payment data.
Exploring accuracy and effectiveness of credit scoring.
The benefits of complete reporting vs. negative-only.
Exploring the issue of insurers’ use of credit scoring.
Exploring a variety of issues and opportunities related to credit reporting.
Exploring various federal, state, and international regulatory issues.
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