Third-Party Collections

Segment and prioritize accounts based on more reliable data and scoring models, and reach more right-party contacts earlier in the recovery cycle.

Collect early. Collect often. Recover more dollars for less money with TransUnion.

Determine how much you are likely to collect from a portfolio.

Collections organizations are constantly challenged to know the true value of each portfolio before buying or selling. Bidding can be competitive. But with an in-depth portfolio review, you can see what consumer data points to consider and how they impact your ability to collect.

Compare recovery potential to portfolio cost

Whether you're buying or selling debt, you need to assess how much you'll be able recover from each portfolio

  • When Purchasing
    • Understand its market value so you can offer a competitive bid before making an investment.
  • When Selling
    • Conduct a thorough analysis to set a profitable asking price.

TransUnion makes the process easy because we understand the market and your debt buying needs.

Our solutions apply consumer data-driven models to debt portfolios and determine how much you can reasonably expect to collect. That way, you can establish more accurate buying and selling prices, and gain valuable insight to prioritize collections efforts.

Collections Prioritization Engine

Process portfolios after purchasing them to recover more for less.

Portfolio Valuation

Price portfolios more accurately to make better debt buying and selling decisions.

Determine which accounts to pursue and which can or won't pay.

The more you can refine your collection strategies, the more efficiently you can collect debt. TransUnion combines data, analytics and decisioning to provide valuable insight into each account so you can better define consumers' willingness and ability to pay.

That way, you can allocate your resources to spend more time and effort on the segments you know are likely to yield higher recoveries, and less on uncollectable accounts.

Leverage TransUnion tools to improve your segmentation and prioritization strategies and increase recoveries

  • More accurately determine likelihood of recovery for each account
  • Prioritize your work effort more appropriately
  • Increase recoveries while spending less time tracking down uncollectable debt

Collections Prioritization Engine

Recover debt more efficiently.

Recovery Scores

Access an advanced analytical model to prioritize accounts.

Triggers for Collections

Receive alerts when changes indicate new ability to pay.

Process Flow Mapping

Watch your workflow improve step by step.

Reach more consumers, earlier in the collections cycle.

If you can't reach consumers, you can't recover debt from them. People move more often, change phone numbers more often and may use their cell phone as their primary form of contact.

The integrity of your contact data not only affects your recovery rates, it affects your efficiency. When you're getting returned mail and chasing down wrong numbers, you're wasting time and money.

TransUnion skip tracing solutions provide fresher, more timely contact data so you can reach consumers earlier in the collections cycle and recover more dollars.

  • Receive verified phone number and address information within 24-48 hours of it being reported
  • Access contact information that hard-to-find consumers provide to credit-granting agencies, within 24 hours of their application
  • Better identify cell phone numbers to develop the right treatment strategies

TransUnion TLOxp

Get a 360° view of people and businesses with one streamlined investigative risk-management tool