Data Reporting

Submit TransUnion consumer credit file updates faster than using traditional tape or cartridge-based processing methods with our convenient Electronic Data Transmission (EDT) solution. EDT is a free, Web-based delivery process that can increase your data security, improve your reporting flexibility and increase your speed.

Reduce your dependence on costly, labor-intensive physical media. Instead of bulk-shipping sensitive or proprietary information through the mail or other land-based delivery methods, EDT allows you to submit compressed batch files electronically and directly to TransUnion right from your desktop.

Our advanced systems can accept a range of file formats and sizes, and most batch updates can be fully processed within 72 hours of receipt. You'll be able to increase reporting frequency at a true cost advantage and eliminate the risk of lost physical shipments, late deliveries and media damage.
Transmit your data in one of several ways.
Choose from flexible options in connection and data security.
Find answers to many common questions about EDT.
It can be cost effective to send credit file updates electronically.
If your company meets the requirements for EDT, complete this form to get started.
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CONTACT US
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REPORTING DATA REQUIREMENTS
To use EDT, your company must meet all of the following requirements:

  • Your company must become a member of TransUnion and complete all of the necessary contracts, including a Data Furnishers Agreement
  • You must report using the Metro 2 format
  • You must submit a monthly minimum of 100 records
  • You must register with E-Oscar for online consumer disputes
  • Data submissions must be electronic (EDT)