Security and Validations

Security and Validations

You can count on advanced security measures and flexibility in sending credit file updates to TransUnion electronically. Choose the Electronic Data Transmission (EDT) method that satisfies your business's desired level of security and is compatible with your existing systems.

EDT solutions security measures

HTTPS
Description
Secured Internet solution. https://www.tuedt.com This method requires a Web browser capable of 128-bit encryption. (Note: No cost to customer.)

Connection security
A Web browser capable of 128-bit Secure Socket Layer encryption is necessary for data transmission.  The Secure Socket Layer works to encrypt, authenticate, and exchange data over insecure public networks using HTTP. Transmissions are ID and password specific.

Data security
Electronic transmissions are securely set up using a unique ID and password. This acts as a validation checkpoint from sender to recipient and helps prevent any compromising of data provider information. In addition, after the transmission has been received and verified, the data is loaded to a program specifically created for each data provider (the same as we do for physical media). This program acts to perform additional validations, using customer-specific ID fields before processing to our database.

FTP(S)
Description
File Transfer Protocol.  This transmission method uses an existing Internet connection for file transfer, but requires some type of encryption software for safe data exchange.  Encryption may be performed before or during transmission.  (Note: Customer may need to purchase software.)

Connection security
Encryption software that requires the exchange of public keys or an SSL-capable client is used to transmit data. Depending on the transmission choice, data may be encrypted before or during transmission.

Data security
Electronic transmissions are securely set up by either an exchange of encryption keys or a dynamic encryption process. This acts as a validation checkpoint from sender to recipient and helps prevent any compromising of data provider information. In addition, after the transmission has been received and verified, the data is loaded to a program specifically created for each data provider (the same as we do for physical media). This program acts to perform additional validations, using customer specific ID fields before processing to our database.

Connect®: Direct (leased line)
Description
This method requires a dedicated connection (phone line) to TransUnion. This method uses the Sterling Commerce® Connect:® Direct Software. (Note: Customer must purchase software.)

Connection security
In requiring a dedicated phone line and system node, this method ensures data is accepted only when the system specifications and security access requirements are met.

Data security
Electronic transmissions are securely set up with a dedicated line and user security authorization parameters. This acts as a validation checkpoint from sender to recipient and helps prevent any compromising of data provider information. In addition, after the transmission has been received and verified, the data is loaded to a program specifically created for each data provider (the same as we do for physical media). This program acts to perform additional validations, using customer-specific ID fields before processing to our database.

Connect®: Direct (Internet)
Description
This method utilizes IP addresses and the Internet to complete the file transfer. It uses the Sterling Commerce® Connect:® Direct and Secure+ software packages. (Note: Customer must purchase software.)

Connection security
Requiring a dedicated phone line and system node, this method ensures data is accepted only when the system specifications and security access requirements are met.

Data security
Electronic transmissions are securely set up with a dedicated line and user security authorization parameters. This acts as a validation checkpoint from sender to recipient and helps prevent any compromising of data provider information. In addition, after the transmission has been received and verified, the data is loaded to a program specifically created for each data provider (the same as we do for physical media). This program acts to perform additional validations, using customer specific ID fields before processing to our database.

NEXT STEPS:
  • Sign up today to start using Electronic Data Transmission. A TransUnion associate will contact you with more information and next steps to quick implementation.
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