Insurance

TransUnion understands your business relies on a solid foundation between your company, agents and policyholders.

Click here to find out how TransUnion Insurance Risk Scores and best practices can help increase policyholder loyalty

Our data solutions provide transparency at all levels of your policy cycle, which leads to stronger, more valuable relationships. Through a broad range of consumer data and comprehensive analytics, we can help you establish prices fairly, manage risk effectively and maintain the loyalty of good policyholders.

Improve Each Stage of Your Underwriting Process

We combine our data with your client information to create risk models that match your unique underwriting strategies. Using diagnostic tools, we can assess the model's effect on your book of business.

The result? Underwriters can have the tools to determine risk more effectively and set more appropriate policy rates. Agents can be better educated and offer more competitive pricing. Policyholders can be more informed with recommendations that can help them manage their insurance risk scores and reduce premium rates.

We help you better evaluate risk and target long-term policyholders by assisting you to:

Write more business profitably by identifying risk using our regulator, consumer and agent-friendly credit-based insurance scoring models
Better segment consumers with little or no credit experience
Reduce premium leakage at the point of sale with sophisticated rating tools that check for fraud and applicant-provided information
Meet federal and state regulatory requirements with current information
Identify applicants and policyholders most likely to have violations on their Motor Vehicle Report
Provide custom analytics and consulting services
Develop reactive or proactive solutions to prepare for the event of a data breach

Target Prospects, Reduce Your Marketing Costs

We also customize services to help target optimal prospects and finalize policies safely and easily. Contact prospects that fit your customer profile and are most likely to apply for new policies and retain insurance in the future.

We help you reach prospects through marketing services that enable you to:

Refine your target audience with predictive modeling
Reach customers at the time of significant life-changing events, such as a new automobile purchase or a mortgage inquiry
Tap into current lender-verified financial transactional data
Leverage advanced online campaign management tools that provide the many benefits of owning a prospect database without the associated expense and upkeep
Rely on the expertise and cost efficiencies that come from our comprehensive suite of creative services