Credit Reporting

The better the information you have on your customers and prospects, the better the decisions you can make. The TransUnion database contains more than 200 million files, which profile nearly every market-active consumer in the United States. This database contains information provided by more than 85,000 credit-granting institutions and is updated, audited and monitored on a regular basis so you can count on current, comprehensive information.

Make more informed decisions throughout the customer life cycle. Credit reports feature four standard types of information:

In addition, any consumer statements and other Fair Credit Reporting Act information will be displayed.

Choose from a full range of options. Model profiles display scores that help predict future credit behavior. Credit summaries provide a snapshot of activity per your specifications. In addition, inquiry analysis can help you streamline collection efforts by helping you quickly locate individuals.  Other add-ons are available to help you achieve your specific goals. 

Reduce the risk of fraud and help protect your customers and your business. Fraud prevention add-ons include High Risk Fraud Alert, ID Mismatch Alert and SSN Year of Issuance. You can also streamline and improve the effectiveness of verification and authentication using advanced analytic tools, decisioning technologies and robust fraud models tailored to your business.