Express Portfolio Review is an easy-to-use solution that will help you optimize your risk management strategies and make proactive, informed decisions. This online solution provides better intelligence into consumer credit changes in your portfolio — and with other institutions — while delivering results in less than 48 hours.
Express Portfolio Review allows you to review your portfolio quarterly, monthly or on any other basis, and leverage the credit scores and attributes that fit your business needs. Use this solution to quickly adjust your strategies to mitigate losses with negative trending customers and improve retention of your best customers.
- Predict a consumer's capacity to pay so you can improve:
- Credit line management decisions
- Loan modification strategies
- Preempt delinquency on accounts that may underperform
- Leverage data in stress testing to help meet compliance requirements
Prioritize collections and align resources with the right accounts.
- Identify the customers in your portfolio that are most likely to pay
- Implement cost-effective treatment strategies based on segmented accounts
Express Portfolio Review can also help you gain additional insight and make more accurate estimations into the value of your portfolio for merger and acquisition decisions.