Auto Summary and APR Estimator

Get the insight you need to make more competitive offers

Gain a deeper understanding of your consumers' financial situation to stay competitive in today’s auto financing market. Quickly analyze consumers’ auto financing histories, make more competitive offers and improve the overall efficiency of your underwriting process.

TransUnion Auto Summary

  • Displays relevant auto credit data in an easy-to-read format to save time and provide greater insight into the consumer’s financing situation
  • Includes up to five of the most recent auto trades (open and closed)
  • Generates estimate of APR for each auto loan, with a historical accuracy rate of 99.8%, to help improve the ability to offer competitive rates and capture more loans
  • Calculates total revolving credit to help enhance the decision-making process and assess ability of a consumer to purchase other products
  • Summarizes payment, balance, months remaining and delinquencies for auto loans
  • Provides name, subscriber code and contact information for each auto creditor to help secure payoff information for auto loans that carry a balance
  • Is delivered via online credit report and instant decisioning solutions

TransUnion APR Estimator

  • Use in custom or universe expansion analyses to gain a deeper understanding of approved but unfunded loans
  • Forecast the impact of pricing changes to help identify beneficial rate offers
  • auto summary

Learn more about making better, more targeted auto loan offers.

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