Identity Decisioning

Understand multiple risk factors to execute a more effective strategy

Identity Decisioning combines applicant-provided data with data from multiple third-party sources to assess the risk associated with a given transaction. This helps ensure that your identity modules are being executed properly and that they’re checking against the most effective data sources available.

Address the unique identity management needs of your institution

Identity Decisioning delivers a custom-configured risk strategy to help you determine how the decisioning platform “waterfalls” through various identity checks. This gives you greater confidence about your members’ identities while preserving their experience and keeping your costs down.

The Identity Decisioning platform measures risk levels based on factors including:

  • Channel (web, call center, or other)
  • Geographical region
  • Type of product
  • Type of information being accessed

The Identity Decisioning process

Improve identity management with TransUnion Identity Decisioning.

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