Income Estimator and Debt-to-Income Estimator
Gain a more complete view of a consumer’s ability to pay
Understand a consumer’s income and debt levels to better manage the risk in your portfolio while targeting offers with Income Estimator and Debt-to-Income Estimator.
Increase response while managing risk throughout the member lifecycle
Leverage consumer credit data and predictive analytics to understand a consumer’s ability to pay and manage risk more effectively at every step of your business.
- Account Acquisition
- Refine prospect segmentation
- Target offers more effectively
- Cross-sell existing accounts
- Process applications more efficiently
- Account Management
- Identify changes and trends within the portfolio
- Adjust risk policies accordingly
- Improve risk, loss and delinquency forecasts
- Identify which accounts are most likely to pay
- Streamline collection treatment strategies
- Assess debt portfolio market value with greater accuracy
Understand consumers' ability to pay with Income and Debt-to-Income Estimator.