Vehicle History Score
Predict future loss ratio with TransUnion and CARFAX®
Access more than just a raw score from raw data. Receive a vehicle score right at the point-of-quote that incorporates historical vehicle data into your policy risk assessment processes for greater risk segmentation. Vehicle History Score is an innovative model that was developed with the combined intelligence and industry knowledge of TransUnion and CARFAX, to predict future loss ratio – instantly.
Work directly with TransUnion and CARFAX to identify where Vehicle History Score can be best applied to perform within your unique book of business. This innovative score does not use consumer credit information and can be easily integrated into your existing systems.
Combine TransUnion predictive analytics and advanced modeling technology with comprehensive vehicle history report data from CARFAX
Loss Ratio tests show the efficiency and effectiveness of Vehicle History Score
Vehicle History Score helps you stay ahead of your competitors with substantial lift and segmentation of risk. Below is an example.
VIN Prefill Add-On
Conduct a search using data such as name, address, year and make when a full, 17-digit VIN is not available to locate the vehicle registration record and process it through Vehicle History Score.
Track and calculate a score using fresh CARFAX data, or cached data from a request that occurred within the past 60 days.
Raw Data Pass-through
Receive raw CARFAX data with your Vehicle History Score transaction.
Start learning more about not only the policyholders you cover, but the vehicles too.