Insurance Risk Scores
Scores that fit your needs are more accessible than you might think
Quantify risk to set more accurate rates with TransUnion Insurance Risk Scores. Integrate a custom or off-the-shelf score and help ensure your existing model is performing well and best predicts your risk.
TransUnion Insurance Risk Scores are based on predictive characteristics.
Gain deep insight into policyholders without building a score from scratch. With Insurance Industry Characteristics, you can use pre-defined variables to design and build your own auto insurance scores faster and with less expense. Plus, the regulatory approval process can be streamlined because many state regulators have already reviewed these attributes.
Even if your scores aren't fully customized, they still address your risk thresholds and book of policies. Best of all, the models are open and may be filed with regulators, which can help lead to faster approval of rate filings.
Also, combine your credit scoring model with consumers’ auto and/or property history for Credit Loss History Scores that increase your decisioning power and help manage risk more effectively.
See which score is right for you.