Scoring Model

Leverage advanced data and analytics to better predict renter behavior

The TransUnion CreditRetriever scoring model looks at a wide range of consumer characteristics and lets you choose whether to include certain factors or ignore them, so you can see where the real risk exists. For example, in this market, many applicants with a recent foreclosure or bankruptcy may still be well-qualified residents. CreditRetriever looks at specific data elements to tell you if their credit activity truly indicates a higher level of risk.

CreditRetriever analyzes:

  • Age of accounts
  • Delinquency
  • Income-to-rent ratio
  • Industry trends
  • Collections
  • Revolving debt
  • Payment history

Leasing recommendation

When you receive an applicant's risk score, CreditRetriever also delivers a custom leasing recommendation based on your policies for that property.

  • Accept
  • Low accept
  • Conditional accept
  • Decline
Scoring Model

Recommendation for John Doe: Low accept. Require $250 deposit

When it comes to your scoring model, trust the leader in consumer data and analytics.

Contact us today to learn more