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Alternative Data

Go beyond the traditional risk score and further segment consumers

Supplementing traditional risk scores with alternative data sources can help you:

  • Evaluate debt obligations and ability to pay
  • Refine consumer segmentation to better target offers or assign treatments
  • Identify and retain strong performing customers
  • Strengthen risk assessment of underbanked or new-to-credit populations
  • Improve collection prioritization

ID Analytics® Credit Optics™ and ID Analytics® Credit Optics™ Plus

ID Analytics Credit Optics scores help predict the creditworthiness of an individual, based on the stability of credit and identity risk over time.

L2C Model

Supplement traditional risk scores with payment-based alternative data to build more effective treatment strategies in any economic environment.
Better segment your customers.
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