Decisioning Solutions

Make sound, automated decisions throughout your customer lifecycle

The ability to make fast, consistent credit decisions is vital for your business. TransUnion Decisioning Solutions provide multiple data sources and advanced analytics—integrated into our decision platform—for a single, real-time customer profile. As a result, you can approve more prospects, cut down on churn and limit risk exposure.

Reach better decisions at the point of application

You’ll know instantly whether to approve or decline applicants, as well as determine appropriate credit lines. This knowledge helps you convert more prospects by speeding up approvals and reducing potential applicant frustration. You can offer more favorable terms and provide more decisions at the point of application, helping turn more prospects into customers. In addition, you can identify cross- and up-sell opportunities upfront to grow your market share and increase revenue levels while managing risk levels.

Access powerful data from multiple sources—in one fast transaction

Gain a more complete picture of your prospects by accessing multiple data sources. The TransUnion Decision Platform accesses and extracts data from internal and external sources and integrates it into a single, real-time view of a prospect. For added convenience, applicant information can be processed either in real-time or in batch mode. You can customize the data sources, the output view and other components, so you can make better decisions while working in a user-friendly format.

Make better decisions at every step of your customer lifecycle.

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