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    L2C Model

    Supplement traditional scores to improve risk management

    In every segment of your portfolio, additional measurements should be taken to better understand consumer behavior changes. Supplement traditional risk scores with alternative data from L2C to gain deeper insight into behavior changes and enhance your risk management strategies.
    • Further segment consumers across score bands
    • Measure underlying risk and assign appropriate treatments
    • Improve collections prioritization
    • Identify and retain strong performing consumers
    • Strengthen risk assessments of thin-file populations

    Get a more complete look at your customers

    TransUnion has partnered with L2C to offer additional risk assessment tools, leveraging data that is not traditionally used in risk models, including:
    • Rental
    • Club and continuity
    • Proprietary reported
    • Public records
    • Alternative credit arrangements
    • Check cashing
    • Debit
    • Fraud and identity
    L2C draws from a comprehensive database including:
    • Over 1 billion, regularly updated records
    • 250 data fields
    • Coverage of 95% of all U.S. households
    • Scoreable rates that typically exceed 90%
    Reduce your risk during acquisition by adding alternative data sources.
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