Monitoring your credit report is a critical part of your financial health. Inaccurate information can lower your credit score or indicate possible fraudulent activity. If information on your report looks unfamiliar, pay close attention. It's essential to take steps to resolve any potential inaccuracies through a process known as disputing.
TransUnion is dedicated to providing accurate information to consumers and creditors. Here's how to notify us if you feel a change is necessary, as well as how to follow up on a dispute.
Disputes can be submitted to TransUnion and other credit reporting companies through several formats: online, U.S. mail, or phone. Learn about how to submit a dispute.
Once you have submitted a dispute, the data provider or source might have up to 45 days to verify the information.
It's important to submit disputes to prevent inaccurate information from harming your credit score, and to ensure identity thieves have not accessed your credit.
Get answers to the most frequently asked questions about credit disputes at TransUnion.
CREDIT MONITORING
Manage your credit with unlimited access to your TransUnion Credit Report & Credit Score.
ONLINE CREDIT DISPUTES
Get information about a current online dispute or view the results of a completed investigation.
Start the online credit dispute process to report an inaccuracy to TransUnion.
