Check Dispute Status

When TransUnion receives your dispute request, we will contact the data provider or source that provided us with the information. That source might have up to 45 days to verify whether the information they reported is correct.

When you have a dispute pending, we recommend that you wait to apply for credit. This will ensure that the most current credit report is available for a creditor or lender to review when making a credit-related decision.

If the data provider or source cannot verify the information, it will be removed from your credit report. Otherwise the information will be updated as instructed by the data provider. Please allow three to five business days from the time we complete our investigation for mail delivery. Please note that if the investigation was initiated online, you will be notified via e-mail and can view the results of the investigation immediately.

If the data provider or source does not respond within the required timeframe, TransUnion will prevent the information from appearing on your credit report. If the company or source that provided the information to us verifies the record, it will remain on your credit report. At the completion of our investigation, you will be notified in writing that the information was verified as accurate, and will remain on your credit report.

A credit report reflecting the results of the investigation will be sent via first-class U.S. mail.  If you login to check your dispute status during the process, you will see the original, uncorrected version of your credit report - the version that was generated when you filed the dispute.  If the data provider updates the information, you will see a corrected copy at the conclusion of the dispute process.