Tips to Identify Fraud

Your credit report, your financial statements and even your mail are key places to look for signs of fraud and identity theft.

The signs may vary, but typical indicators of fraud and/or stolen identity include:

• There are accounts, payment histories, Social Security Numbers, addresses, employers or inquiries on your credit reports that you don't recognize.
• One of your creditors informs you that they have received an application for credit with your name and Social Security Number.
• Incoming calls or letters state that you have been approved or denied by a creditor to which you never applied.
• You receive credit card, utility or telephone statements in your name and address for which you never applied.
• You no longer receive your credit card statements, or you notice that not all of your mail is delivered to you.
• Your credit card statement includes purchases that you don't recognize.
• A collection agency tells you they are collecting for a defaulted account established with your identity, but you never opened the account.
• If you suspect that identity thieves may have targeted your child, TransUnion can help.