Recovery Scores

The new TransUnion Recovery Propensity Score and Recovery Yield Score combine the freshest consumer data and newest modeling technology–with an option to include your internal data into scores. Efficiently score nearly all accounts with enhanced minimum scoring criteria and target those accounts most likely to pay with models that set a new industry standard.

Partner with TransUnion to not only see which consumers can’t or won’t pay, but also those who will yield the highest recoveries.

In a thorough and comprehensive validation test of medical debt, TransUnion Recovery Propensity Score and Yield Score delivered stunning results:

This updated model has set new industry benchmarks for effectiveness and efficiency. It uses the most recent data available to reflect dynamic economic conditions, more accurately prioritize accounts and predict a consumer’s likelihood and ability to pay.

This score complements the Recovery Propensity Score by including components identifying debtors likely to pay more, enhancing recoveries in the most liquid populations. Use it in tandem with the Recovery Propensity Score to focus your most productive assets on the highest paying accounts.

TransUnion Recovery Propensity Score and Yield Score are available as a basic solution or you can include your internal institution data to more accurately predict recovery. You can work with TransUnion to implement these scores and continually track how well these models perform to optimize this solution.