Place a Fraud Alert

Help protect yourself from fraud or identity theft with a fraud alert

Place a Fraud Alert

 

If you are, or suspect you may be, a victim of fraud or identity theft, place a Fraud Alert on your credit report to alert potential creditors or lenders. When alerted, they can take steps to protect you. Once you place a Fraud Alert, you can choose to remove it at any time online.

Types of Fraud Alerts

There are three types of alerts you can place on your file – choose the one that’s appropriate for you.

Initial Fraud Alert 

Need/interest: 
You are concerned about becoming a victim of fraud/ID theft. 

Notes: 
- Requires appropriate proof of identity.
- Place with one CRC
1; it will then notify the other two CRCs to place an alert. 
- Entitles you to one free credit report at all three CRCs. 

1CRC = Credit reporting company, for example, TransUnion, Equifax and Experian

Duration:
At least 90 days

Next steps: 

Place Initial Fraud Alert

Extended Fraud Alert 

Need/interest: 
You are a victim of fraud/ID theft. 

Notes: 
- Requires a copy of the identity theft report.
- Place with one CRC; it will then notify the other two CRCs to place an alert. 
- Entitles you to two free credit reports at all three CRCs in the first 12 months.

Duration:
7 years

Next steps: 

Place Extended Fraud Alert

Active Duty Military Alert 

Need/interest: 
You are in the military and want to minimize your risk of fraud/ID theft while you are deployed. 

Notes: 
- Place with one CRC; it will then notify the other two CRCs to place an alert.

Duration:
1 Year

Next steps: 

Place Active Duty Military Alert

 

 

 

 

 

 

 

 

Remove a Fraud Alert - Once you place a fraud alert on your credit report, you can choose to remove it at any time online.

Fraud Victims Resources
  • Place a Fraud Alert

    Help protect yourself from fraud or identity theft with a Fraud Alert. Place a fraud alert now

  • Fraud Victims Checklist

    Once you realize that you are a victim of a fraud, start by contacting necessary agencies. Read more 

  • Fraud Victims Bill of Rights

    A brief summary of the rights designed to help you recover from identity theft. Read more

  • TransUnion Fraud Victim Assistance Department

    TransUnion’s FVAD is the credit industry’s first department dedicated to helping victims of credit fraud. Read more

  • Child Identity Theft

    Children make a tempting target for identity thieves because theft of a child's identity may go undetected for years. Read more

  • Fraud Victim Contacts

    List of contact information to use and keep for reference during the fraud resolution process. Read more

  • Protected Consumer Freeze

    If you are a parent of a minor protected person and would like to place a protected consumer freeze. Read more