Build your business around the data, tools, and expertise powering today’s leaders in marketplace lending
Accelerating Launch and Growth
Since the beginning of marketplace lending, TransUnion has supported new lenders through their development. We understand the key drivers at each phase of your growth and can help you navigate the common pitfalls awaiting you during periods of early uncertainty and rapid growth.
Marketplace lenders face intense competitor and investor pressures to innovate continuously. TransUnion provides quick access to the data, tools, and insights needed to fuel developmental iterations in rapid succession. Whether you are looking to deploy new attributes, implement automated decisioning, A/B test new data, or establish digital marketing channels, we help lenders stay at the forefront of advanced lending practices.
Turning Data into Insights
Marketplace lenders leveraging TransUnion’s robust data have set the standard for competing at the leading edge in advanced underwriting and risk decision-making. Whether you are targeting universe expansion or looking for more precise risk assessment, TransUnion’s unique integration of trended and alternative data, in addition to traditional credit data, can help you scale originations successfully with more accurate consumer targeting, pricing, and risk containment.
Digital channels offer customers a personalized environment, when they need it; however, online fraud introduces a new layer of lender risk. TransUnion offers solutions that enable you to assess each potential lead based on risk profile, thus maximizing yield while reducing fraud exposure.
Our solutions help you find the underlying borrower risk and make it part of your overall loan-level assessment. Greater transparency means better decisioning.
Our technology is designed for every stage of the customer lifecycle and drives sound financial decisions
We provide solutions and products that allow you to better position your business to act with confidence
Five hallmarks of a modern analytics platform
Mortgage originations rising while delinquency rates hit a low
Personal loan balances reach exciting new milestones
Trended Credit Data Required by Fannie Mae, Setting A New Standard for Mortgage Lenders