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Auto Loans Q&A

Does paying off an auto learn early impact your score? What does a “pre-qualified” offer mean? See answers about auto loans.
Q: I paid off my auto loan early, thinking it’d help my score, but nothing changed. Is this an error?
Q: I've been turned down by several banks for an auto loan. I just heard that I’m "pre-qualified" for a low-interest auto loan once I send in a processing fee of several hundred dollars. Is this legitimate?
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