horizontal separator

Credit Disputes Q&A

Does something on your report appear inaccurate? See Audrey’s suggestions about inaccuracies and how to dispute them.
Q: My credit report lists my student loans before I consolidated them, so it shows an incorrect debt-to-income ratio. It looks like I pay significantly more than I do. How do I dispute items on my credit report and will it help or hurt my credit report?
Q. When we realized our mortgage was late for 3 months because of a change in amounts, we sent in the balance owned. This mistake is still showing up on one bureau’s credit report after the mortgage company asked all 3 reporting agencies. How can I remove a reported mistake from my credit report?
Q: We were offered a much higher mortgage rate than we expected because our lender found an inaccuracy on a credit bureau report we hadn't looked at. Is it too late to correct a credit report error?
Q: I paid a credit repair company to help me fix my credit report by removing negative information. They took my money but I don't see any difference. What can I do now?
Q: How do I correct my annual credit report? I got it off two bureaus. Do the three bureaus check each other?
Ensuring the Accuracy of Your Three Credit Reports
What Affects Your Credit Score?
vertical separator
Understanding your credit is crucial. So is a good score. Get your Credit Report & Score Get Started »
separator image
separator image
separator image