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Mortgages and Loans Q&A

Q: My wife and I are getting ready to buy our first home. How will our credit histories impact our mortgage?
A: Your credit history plays a crucial role in your mortgage loan, particularly with interest rates. Lenders will evaluate both credit histories in coming up with interest rates. If you both have good credit scores, you’ll have nothing to worry about. The bottom line is that the higher your credit score, the lower the interest rate you may receive.
Now that you know more about credit scores, sign up for TransUnion Credit Monitoring today and receive your credit report & score.
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