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Credit Management Q&A

Q: Our lender is offering credit insurance that would cover our loan payments if my spouse or I lost our job, got sick or worse. Is this a good idea?
A: Credit insurance pays the outstanding loan balance to the creditor if the borrower dies or will make monthly payments if they become ill, injured or unemployed. Know the full terms and conditions before committing: be aware of what’s covered, any fees, so you can weigh the costs before you decide whether to purchase credit insurance.
Now that you know more about credit scores, sign up for TransUnion Credit Monitoring today and receive your credit report & score.
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