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Credit Cards Q&A

Q: One of my retail credit card issuers is closing my account due to inactivity. Will this hurt my credit? Should I use the card to keep it active?
A: If you’re not using credit cards but they are costing you high annual fees, it might be a smart idea to close them. But as you suspected, closing credit accounts could affect your score. Get more detailed information about the right and wrong ways to close credit accounts in our Credit Education Center.
Now that you know more about credit scores, sign up for TransUnion Credit Monitoring today and receive your credit report & score.
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