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Credit Scores Q&A

Q: I'm repaying a credit union loan and trying to repair my score. Will my payments be reported to the credit bureaus?
A: You're correct to ask about this because if the three major credit bureaus don't know your loan exists, it won't have any impact on your score. While most legitimate lenders do report to the 3 bureaus on a monthly basis, they're not required to by law. To be absolutely sure, you are within your rights to ask the lender, and then verify a positive answer with the credit bureaus.
Now that you know more about credit scores, sign up for TransUnion Credit Monitoring today and receive your credit report & score.
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