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Mortgages and Loans Q&A

Q: A company offering to rescue our home from foreclosure says they can save it, but we should deal exclusively with them and they’ll handle the lender for us. Is this a scam?
A: Scammers who claim they can save the home from foreclosure, but charge large upfront fees and fail to deliver on their promises are targeting many homeowners struggling to make their monthly mortgage payments. If a company advises you to cut off communications with your lender or another advisor, that’s a warning sign of a scam. The first step in mortgage difficulties should be to contact your lender, perhaps with the help of a reputable housing counselor. Also, check out government websites such as the Department of Housing and Urban Development for more references and information.
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