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Credit Disputes Q&A

Q: We were offered a much higher mortgage rate than we expected because our lender found an inaccuracy on a credit bureau report we hadn't looked at. Is it too late to correct a credit report error?
A: Although it may be too late to correct it this time, when applying for a mortgage, it's best to review all three credit reports first. Then you can take steps to correct inaccuracies before you submit your application. If you have had credit problems, be prepared to discuss them honestly and come to your application meeting with a written explanation. Lenders understand that there could be unavoidable reasons for credit lapses, such as unemployment, illness or other financial strains. TransUnion can help you find out how to correct credit report errors.
Now that you know more about credit scores, sign up for TransUnion Credit Monitoring today and receive your credit report & score.
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