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Debt Management Q&A

Q: My fiancé has a lot of credit card debt from when he was in grad school. He says it won’t affect me unless he transfers them to a joint account. Is that true?
A: Your fiancé's correct that you're not responsible for standing debts in his name. But if you want to buy a house together, you may be offered less favorable terms such as a higher interest rate. How your husband manages debt affects how he manages money, so it's definitely something to discuss further.
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