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Debt Management Q&A

Q: My husband died, and now I’m getting calls from companies he owed money to. Am I responsible for his outstanding debts?
A: Thank you for your question and I'm sorry for your loss. Unless you cosigned for the loan, you are not usually responsible for someone else's debts, even a spouse's. When someone dies with outstanding debts, creditors attempt to collect from any existing estate. If you did not cosign the loan, you may either tell the creditor that there is no estate and ask them not to contact you, or give them instructions for filing a claim against the estate. If a debt collector or creditor is harassing you, contact the attorney handling your spouse's estate, or a consumer law attorney.
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