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Credit Reports Q&A

Q: I'm trying to rebuild my credit after bankruptcy. How can I add favorable information to my credit report?
A: The Fair Credit Reporting Act allows you to add information to your report if you might be denied credit without it. You might want to add unreported repaid debts, utility and rent payments to demonstrate more creditworthiness. Send the credit bureau a certified letter asking them to verify with the creditor and list the accounts.
Now that you know more about credit scores, sign up for TransUnion Credit Monitoring today and receive your credit report & score.
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