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Credit Reports and Disclosures

Order your credit report now
Managing your credit and maintaining a good credit history could lead to better rates on major purchases.

You may be eligible for a credit report at no charge or a reduced fee

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FACT ACT

Under the FACT Act amendments to the Fair Credit Reporting Act, you are entitled to one free annual credit report from each of the three major credit reporting companies in a 12-month period.
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UNEMPLOYED / PUBLIC ASSISTANCE

You have the right to know what is in your file.
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FRAUD VICTIMS

The Fair Credit Reporting Act (FCRA) gives you specific rights when you are, or believe that you are, the victim of fraud or identity theft. Here is a brief summary of the rights designed to help you recover.
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NEGATIVE CREDIT ACTIVITY

It’s best to avoid having negative records on your credit report.
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STATE CREDIT GUIDELINES

See if you are entitled to a free credit report under state law.
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Free annual credit report
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