If you are concerned about becoming a victim of fraud or identity theft, or suspect that you might be, a Fraud Alert can make it more difficult for someone to get credit in your name. It tells creditors and lenders to follow certain procedures to protect you. Once a Fraud Alert has been placed, you can choose to remove it anytime online.
Notes:
- Place with one CRC, then it will notify the other 2 CRCs to place alert
- Entitles you to 2 free credit reports at all 3 CRCs in first 12 months, then 1 per year thereafter at all 3 CRCs
Identity theft, data breaches and a variety of financial frauds have become common – knowledge about how to prevent them is critical.
TransUnion provides information and tools to help prevent fraud, and to identify it quickly if it happens to you.
Fraud Victim Assistance Department (FVAD)
The FVAD is dedicated to helping you with issues pertaining to fraud and identity theft. Read more about ways to safeguard yourself from these crimes, as well as steps you should consider taking if you do, in fact, become a victim: