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Credit Bureaus and Reports

Here’s a comprehensive guide to your credit score and reporting. Learn how credit is scored and what your report says to lenders, what it means for your finances, and how to use this information to get more favorable rates and terms.
CREDIT BUREAUS AND REPORTS ARTICLES
Credit myths and misconceptions
Find out the truth about the top five credit myths many consumers believe.
How credit scoring works
Learn what information is most commonly used to determine credit scores, including a VantageScore.
 
Closing accounts and your credit score
Knowing the right way to close an account can help with credit health.
Credit inquiries
Learn about the different types of inquiries and how they do (or don’t) affect your credit score.
 
Credit management
These five simple steps can help you take your credit to the next level.
Credit reports
Learn about how credit reporting works.
 
Credit report scoring
Understanding the credit scoring system better could help you get lower rates.
Credit reporting and how it works
Learn about credit reporting and how it affects your finances.
 
Ensuring the accuracy of your three credit reports
Find out what to do if something in your report doesn't seem right.
Credit scores
Learn how credit scores are derived and what story it tells about you.
 
How do I correct something on my credit report?
Learn what to do if you find something you think is inaccurate.
VantageScore®
Find out what a VantageScore is and what it shows lenders about your credit.
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Understanding your credit is crucial. So is a good score. Get your FREE Credit Score! Click Here ->
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