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Credit Bureaus and Reports

Here’s a comprehensive guide to your credit score and reporting. Learn how credit is scored and what your report says to lenders, what it means for your finances, and how to use this information to get more favorable rates and terms.
CREDIT BUREAUS AND REPORTS ARTICLES
A 3-in-1 credit report allows consumers to review their entire credit history in a single source.
Do you know how your credit score is calculated? Recognizing and understanding these five credit score factor can help you make the right choices when managing your credit.
Your credit history affects much more than just your ability to qualify for credit.
 
A credit report provides valuable information. Take advantage of the free report you are entitled to under federal law.
Knowing the right way to close an account can help with credit health.
Learn about how credit reporting works.
 
Learn what information is most commonly used to determine credit scores, including a VantageScore.
Find out what a VantageScore is and what it shows lenders about your credit.
Learn what to do if you find something you think is inaccurate.
 
When you cancel an account, particularly an old one, you shorten your history and could lower your credit score
Understanding the credit scoring system better could help you get lower rates.
Find out the truth about the top five credit myths many consumers believe.
 
Credit scores are based on data maintained by 3 individual national credit bureaus. Knowing all three scores may give you a more complete understanding of your credit profile.
A rental history report is generally considered when looking to rent a property.
The three free credit reports consumers may can request per year provide valuable information and a means to help consumers protect against, identity fraud. protection and other credit tools. The information contained is invaluable.
 
Can a secured credit card be a valuable tool to build credit?
 
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Understanding your credit is crucial. So is a good score. Get your Credit Report & Score Get Started »
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