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Understanding How Credit Reporting Works

Understanding credit reporting can help you get lower rates

Your credit history is critical to determining your rates on mortgage loans, credit cards, even insurance. Understanding what goes into them, how information gets there and how it’s used, can guide you toward credit behaviors that could help you get lower rates. Checking your three credit reports frequently can help you stay on top of the information each contains. But what should you do if you see something in one or more of those reports that doesn’t seem right?
Watch our educational video to help you better understand this topic
Now that you know more about your credit report, get your credit report & score.
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