Leverage DriverRisk and court record data to validate driving records and assess risks
Auto carriers spend 60% of their underwriting expenses—about $1.2 billion annually—validating driving records with Motor Vehicle Reports (MVRs), but much of this expense appears unnecessary. With TransUnion DriverRiskSM, you can identify drivers with actionable violations, tickets, and citations, so that you only order MVRs when you really need them. DriverRisk analyzes court record data, which allows you to quickly and efficiently optimize your MVR spend and find additional surcharge opportunities.
Flag drivers with actionable violations meeting your specific criteria, allowing you to order an MVR or DriverRisk Detail Report only when necessary.
Review up to 100% of your renewal book and order a Motor Vehicle Records or DriverRisk Detail Report only when the policyholder has recent, actionable violations.
Optimize overall Motor Vehicle Records expenditure
Define actionable violations, citations, and tickets used for Alert or Detail
Improve the carrier/agent workflow and customer experience
Receive a minimum of three years of driving history for all states in production
Customize the solution to align with your underwriting and/or rating plan objectives