Use court record violation data to increase the effectiveness of your marketing campaigns and optimize Motor Vehicle Records (MVR) spend during underwriting and renewal.Request More Information
Leverage DriverRisk and court record data to validate driving records and assess risks
DriverRiskSM enables you to identify drivers with actionable violations, tickets and citations, for better risk segmentation. Auto carriers spend 60% of their underwriting expenses—about $1.2 billion annually—validating driving records with Motor Vehicle Reports (MVRs), but much of this expense appears unnecessary. TransUnion DriverRisk helps you validate driving records and assess risk, so you only order MVRs when you really need them. This helps you quickly and efficiently optimize your MVR spend and find additional surcharge opportunities. You can also use DriverRisk to identify new prospects or suppress those who don’t meet your risk profile for marketing purposes.
Using court record violation data to target prospects who fit your risk profile, allows you to fine-tune your direct mail and digital marketing campaigns with segmented lists of prospects more likely to be receptive to your offers.
Flag drivers with actionable violations meeting your specific criteria, allowing you to order an MVR or DriverRisk Detail Report only when necessary.
Review up to 100% of your renewal book and order a Motor Vehicle Records or DriverRisk Detail Report only when the policyholder has recent, actionable violations.
Optimize overall Motor Vehicle Records expenditure
Segment prospect lists using violation data
Define actionable violations, citations, and tickets used for Alert or Detail
Improve the carrier/agent workflow and customer experience
Customize the solution to align with your marketing, underwriting and/or rating plan objectives