Collections Prioritization

Get more from your collection resources by determining which accounts are worth your time and effort and are likely to generate the best results.

With CPE, you can combine multiple recovery models and credit characteristics to help you know which accounts you should work to maximize your likelihood of recovery. CPE also enables you to receive the targeted information needed to work each account.

You can customize these components to fit your specific type of debt. TransUnion solutions are designed to integrate smoothly with your existing software and collection systems.

Simulate and test multiple collections strategies without disrupting your current workflow. With TransUnion Strategy Builder, you’ll receive a powerful, flexible solution that analyzes the financial impact of potential treatment options. As a result, you’ll be able to determine the best strategies to pursue—while continuing to collect on your current accounts.

TransUnion Triggers for Collections monitors debtors' accounts and alerts you when changes indicate a greater likelihood of payment, even on debts more than two years old. Choose from 19 standard triggers that help your staff prioritize accounts, move old debt back to active status and make contact at the right time. You can also tailor Triggers for Collections with your own logic and criteria to better meet your collection needs. So you can recover more for less — less administrative work, less expense, less hassle.

Fine-tune your collections efforts with specific recovery models for different kinds of debt — including auto, bankcard and medical. As a result, you can better predict where to focus your time and efforts to generate greater levels of recovery. For added power, these models can be added to every transaction and integrated with our Collection Prioritization Engine (CPE) or other credit reporting products.

Understand your portfolio better and make smarter, more consistent decisions about where to focus your efforts. We offer custom modeling, retrospective analysis, segmentation analysis, treatment strategy optimization and portfolio valuations; all give you deeper, more statistically valid insight into your portfolio. Plus, you can focus these services further by using your own data and historical information to make them even more predictive and targeted.