Healthy Credit

3 Ways to Keep Healthy Credit Healthy

Share This Page

If you’ve established a healthy credit profile over several years, congratulations. You likely have sound credit habits and understand how to put your best credit foot forward. In a sense, you should keep doing what you’ve been doing because it’s probably working. But also consider the following.

Stay on Top of Your Credit Health.

Even if you pay your bills on time and don’t use up too much of your available credit, you’ll still want to keep an eye on your credit profile. That’s because unexpected items – like inaccuracies – may show up on your credit report. If inaccuracies appear on your credit report, you’ll want to know as soon as possible so you can act fast (following up with the reporting creditor and/or disputing inaccurate items with the credit bureaus like TransUnion, Experian and Equifax).

Stay Credit Responsible.

If you have healthy credit, it means you’ve used credit wisely, most likely over an extended period of time. Keep using it responsibly. For example, even if you’ve already paid off any student loans, mortgages or car loans, you should still be mindful when opening new lines of credit.

Stay with What’s Been Working.

As mentioned above, if you have healthy credit, you’ve most likely maintained healthy credit habits, such as paying bills on time and not taking on too much debt. Don’t drop these good credit habits! Late payments or taking on too much debt may have an impact on your credit health.

Take the next step toward financial health
See yours now

Advertiser Disclosure: TransUnion Interactive may have a financial relationship with one or more of the institutions whose advertisements are being displayed on this site. In the event you enter into a product or service relationship with any such institution through the links provided on the site, TransUnion Interactive may be compensated by such institution. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. TransUnion Interactive does not include all credit card companies or all available credit card offers.


Disclaimer: The information posted to this blog was accurate at the time it was initially published. We do not guarantee the accuracy or completeness of the information provided. The information contained in the TransUnion blog is provided for educational purposes only and does not constitute legal or financial advice. You should consult your own attorney or financial adviser regarding your particular situation. For complete details of any product mentioned, visit transunion.com. This site is governed by the TransUnion Interactive privacy policy located here.