• For our most recent study on the consumer payment hierarchy, see “Take Heed of Consumers’ Changing Payment Hierarchy” in the December 2013 / January 2014 issue of The RMA Journal.
  • For an in-depth discussion of AEP and the related metric, total payment ratio, see “The Almighty Payment: Why It’s Important to Study Debt Service Behaviors” in the March 2014 issue of The RMA Journal.
  • Data Source: TransUnion consumer credit database.