1 2018 Willis Towers Watson. Commercial Lines Insurance Pricing Survey 2018 Q2. Used with permission.  https://www.willistowerswatson.com/en/insights/2018/09/commercial-lines-insurance-pricing-survey-2018-q2
2 2018 Willis Towers Watson. 2017/2018 P&C Insurance Advanced Analytics Survey Report (U.S.). Used with permission. https://www.willistowerswatson.com/en-US/insights/2018/05/advanced-analytics-and-the-future-insurers-boldly-explore-new-frontiers
3 TransUnion internal data – Commercial insurance research study.