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Understanding Consumer Migration Into the Alternative Credit Market

Business Credit Trends and Reporting Research

It’s commonly believed that underbanked consumers have limited traditional lending options and that short-term lending and small-dollar loans serve as their primary form of liquidity. However, our recent study found that the alternative credit market supplements the traditional consumer wallet. While some consumers may regularly leverage short-term loans, others may utilize a small-dollar loan for a single use.

Our latest webinar explores the leading indicators for consumer entry into the alternative credit market. Watch the webinar to understand the performance and behavioral differences between first-time entrants to the alternative credit market and their peers in the traditional credit market. 

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