Consumer behaviors and attitudes about current and future household budgets, spending and debt
TransUnion’s quarterly survey explores how consumers’ personal finances have changed and what changes they expect in the future. The study measures changing consumer attitudes and behavior based on the dynamics of income, debt and identity theft. The analyses and insights give consumers a voice and inform businesses’ decision-making as they seek to create economic opportunity for consumers.
Latest US Report
Detailed results from our study.
Visual highlights of results.
Highlights of results.
Q3 2022 Highlights
Buy Now, Pay Later - Q1 2022
Financial Inclusion - Q4 2021
The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different from VantageScore® 3.0 to assess your creditworthiness.
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