Portfolio Management Solutions

Our portfolio management solutions enable your customers to efficiently identify both positive and negative changes in their portfolios and prospects for target marketing purposes.

Assist your customers in giving their clients the tools they need to develop targeted marketing campaign lists and build better customer profiles. Prescreens assist in the creation and management of prospect or customer lists that satisfy desired risk and marketing specifications—and ultimately help meet acquisition goals.

  • Increase response and activation rates to improve the chances of campaign success
  • Boost revenues and profitability
  • Lower costs by marketing only to those consumers who resemble your current customer base
  • Reduce the potential for bad debt losses
  • Determine the most appropriate risk parameters using past performance metrics

Instant Prescreen is an online marketing solution used to determine cross-selling opportunities by automatically qualifying new or existing customers for pre-selected credit offers. Help your customers optimize opportunities at the point-of-sale and build customer loyalty by exceeding their expectations with meaningful offers.

Customize Instant Prescreen to meet the needs of your clients

This advanced solution consists of a combination of matrices offering an extensive list of attributes and decisioning rule configurations. The matrices separate the attributes into a variety of categories, allowing your customers to automate the decisioning process for a variety of credit offers and return customized decisions within the output messages.

Instant Prescreen also offers a variety of management reports for your customers to review on a regular basis, and your customers will be assigned a dedicated project analyst with direct line access.

Provide tools to help your customers more efficiently monitor consumer credit changes within their portfolios. With Express Portfolio Review, your customers can quickly adjust strategies to mitigate losses with negative trending customers and improve retention of best customers. Express Portfolio Review delivers results in less than 48 hours.Express Portfolio Review also allows your customers to review their portfolios quarterly, monthly or on any other basis, and leverage the credit scores and attributes that fit their business needs.

  • Predict a consumer's capacity to pay, to improve:
    • Credit line management decisions
    • Loan modification strategies
  • Pre-empt delinquency on accounts that may underperform
  • Leverage data in stress testing to help meet compliance requirements

Get more accurate portfolio valuation

Express Portfolio Review can also help your customers gain additional insight and make more accurate estimations into the value of their portfolios for merger and acquisition decisions.

Express Portfolio Review also allows your customers to review their portfolios quarterly, monthly or on any other basis, and leverage the credit scores and attributes that fit their business needs.

  • 19 credit scores including TransUnion Account Management, VantageScore® and FICO® Risk Score, Classic 08
  • More than 200 credit attributes
  • Pre-packaged attributes by line of business
  • File sizes with up to 300,000 records
  • Real-time file validation
  • Results delivered in less than 48 hours