Credit Freeze Information by State

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While some states may be more restrictive or prescriptive, TransUnion has made certain business decisions that may make it easier or less expensive for certain consumers to place, lift or remove security freezes. These decisions are noted below:

  • TransUnion will allow any consumer in any state to add, lift or remove a security freeze.
  • TransUnion allows consumers in any state to add, lift or remove a freeze online, by phone or by mail. Victims of ID Theft should submit their request, along with acceptable documentation, to TU via mail.
  • TransUnion does not charge victims of identity theft who want to add or lift a security freeze.
  • TransUnion does not charge any consumer for security freeze removals.
  • When a state allows for different amounts to be charged for a lift for a specific party versus a lift for a period of time, TransUnion will charge the lesser of these amounts for either type of lift.
  • TransUnion does not currently charge a consumer for replacement passwords or personally identifiable numbers (PIN).

In order to be eligible for free security freeze services, you may be required to provide proof of eligibility by mail. Click here for more information.

 

State

Consumer Class

Fees

Add

Lift

Remove

AA,AP and AE addresses

(Armed Forces)*

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

Alabama

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

Consumer 65 years of age or older

Free

$10

Free

Alaska

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$5

$2

Free

Protected Consumer—Victim of ID Theft

Free

Free

Free

Protected Consumer—not a victim of ID Theft

$5

Free

Free

Arizona

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$5

$5

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

Free

N/A

Free

Protected Consumer—under the age of 16 years and the CRA has a credit report pertaining to the protected consumer

Free

N/A

Free

Arkansas

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$5

$5

Free

Consumer is 65 years of age or older

Free

Free

Free

California

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

Consumer is 65 years of age or older

Free

$5

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

$10

N/A

Free

Protected Consumer—under the age of 16 years and the CRA has a credit report pertaining to the protected consumer

Free

N/A

Free

Colorado

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

Free

$10

Free

Connecticut

Victim of ID Theft

Free

Free

Free

Spouse of ID Theft Victim

Free

Free

Free

Consumer on ID Theft Victim’s health insurance policy

Free

Free

Free

Consumers under 18 years of age

Free

Free

Free

Consumers with a court-appointed guardian or conservator

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

Victim of Domestic Violence

Free

Free

Free

Consumer is 62 years of age or older

Free

Free

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

Free

N/A

Free

Delaware

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

Free

Free

Consumer is 65 years of age or older

$5

Free

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—under the age of 16 years and the CRA has a credit report pertaining to the protected consumer

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

$5

N/A

Free

District of Columbia

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

Free

Free

Free

Florida

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

Consumer is 65 years of age or older

Free

$10

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

$10

N/A

Free

Georgia

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$3

$3

Free

Consumer is 65 years of age or older

Free

$3

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

$10

N/A

Free

Protected Consumer—under the age of 16 years and the CRA has a credit report pertaining to the protected consumer

Free

N/A

Free

Guam *

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

Hawaii

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$5

$5

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

$5

N/A

Free

Protected Consumer—under the age of 16 years and the CRA has a credit report pertaining to the protected consumer

Free

N/A

Free

Note: Some states may allow a fee to be charged for removing a security freeze. TransUnion has made a business decision not to charge for removing security freezes.

Idaho

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$6

$6

Free

Illinois

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

Consumer is 65 years of age or older

Free

$10

Free

Active duty military member

Free

Free

Free

Protected Consumer—not a victim of ID Theft

$10

N/A

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Indiana

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

Free

Free

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

$5

N/A

Free

Protected Consumer—under the age of 16 years and the CRA has a credit report pertaining to the protected consumer

Free

N/A

Free

Iowa

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$12

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

$5

N/A

Free

Protected Consumer—under the age of 16 years and the CRA has a credit report pertaining to the protected consumer

Free

N/A

Free

Kansas

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$5

$5

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

$10

N/A

Free

Protected Consumer—under the age of 18 years and the CRA has a credit report pertaining to the protected consumer

Free

N/A

Free

Kentucky

(expires after seven years)

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

$5

N/A

Free

Protected Consumer—under the age of 16 years and the CRA has a credit report pertaining to the protected consumer

Free

N/A

Free

Note: Some states may allow a fee to be charged for removing a security freeze. TransUnion has made a business decision not to charge for removing security freezes.

Louisiana

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

Free

Free

Free

Consumer is 62 years of age or older

Free

Free

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

Free

N/A

Free

Protected Consumer—under the age of 16 years and the CRA has a credit report pertaining to the protected consumer

Free

N/A

Free

Maine

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

Free

Free

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

$10

N/A

Free

Protected Consumer receives a notice of a security breach and provides a copy of that notice to the CRA

Free

N/A

Free

Protected Consumer—under the age of 16 and the CRA has a credit report pertaining to the protected consumer

Free

N/A

Free

Maryland

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

Free

Free

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

$5

N/A

Free

Protected Consumer- under the age of 16 and the CRA has a credit report pertaining to the protected consumer

Free

N/A

Free

Massachusetts

Victim of ID Theft

Spouse of ID Theft Victim

Free

Free

Free

Not a victim of ID Theft

$5

$5

Free

Michigan

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

Free

Free

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

Free

N/A

Free

Protected Consumer—under the age of 16 and the CRA has a consumer report pertaining to the protected consumer

Free

N/A

Free

Minnesota

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

Free

Free

Free

Mississippi

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

Free

Free

Missouri

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$5

$5

Free

Montana

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$3

$3

Free

Nebraska

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$3

$3

Free

Consumer is under the age of 19

Free

Free

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

$3

N/A

Free

Protected Consumer—under the age of 16 and the CRA has a consumer report pertaining to the protected consumer

Free

N/A

Free

Nevada

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

Consumer is 65 years of age or older

Free

Free

Free

New Hampshire

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

New Jersey

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

Free

$5

Free

New Mexico

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$5

Free

Consumer is 65 years of age or older

Free

Free

Free

New York

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

Free

$5

Free

Victim of Domestic Violence

Free

Free

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

$15

N/A

Free

North Carolina

Victim of ID Theft

Spouse of ID Theft Victim

Free

Free

Free

Not a victim of ID Theft

Free

Free

Free

Consumer is 62 years of age or older

Free

Free

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a Victim of ID Theft

$5

N/A

Free

Protected Consumer—under the age of 16 and the CRA has a consumer report pertaining to the protected consumer

Free

N/A

Free

North Dakota

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$5

$5

Free

Ohio

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$5

$5

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a Victim of ID Theft

$5

N/A

Free

Protected Consumer—under the age of 16 and the CRA has a consumer report pertaining to the protected consumer

Free

N/A

Free

Oklahoma

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

Consumer is 65 years of age or older

Free

$10

Free

Oregon

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

Free

Free

Free

Protected Consumer—not a victim of ID Theft

Free

N/A

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—under the age of 16 and the CRA has a consumer report pertaining to the protected consumer

Free

N/A

Free

Pennsylvania

(expires after seven years)

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

Consumer is 65 years of age or older

Free

$10

Free

Puerto Rico

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

Consumer is 65 years of age or older

Free

Free

Free

Rhode Island

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

Consumer is 65 years of age or older

Free

Free

Free

South Carolina

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

Free

Free

Free

Protected Consumer– Victim of ID Theft

Free

N/A

Free

Protected Consumer – not a victim of ID Theft

Free

N/A

Free

South Dakota

(expires after seven years)

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

$5

N/A

Free

Tennessee

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$7.50

Free

Free

Protected Consumer—not a victim of ID Theft

$10

N/A

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—under the age of 16 years and the CRA has a credit report pertaining to the protected consumer

Free

N/A

Free

Texas

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

$10

N/A

Free

Protected Consumer—under the age of 16 and the CRA has a consumer report pertaining to the protected consumer

Free

N/A

Free

Utah

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

Free

Free

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

$5

N/A

Free

Vermont

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

Free

Free

Free

Virgin Islands *

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

Virginia

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

Free

Free

Protected Consumer—a victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

$10

N/A

Free

Washington

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

Free

Free

Free

Consumer is 65 years of age or older

Free

Free

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—not a victim of ID Theft

Free

N/A

Free

Protected Consumer—under the age of 16 and the CRA has a credit report pertaining to the protected consumer

Free

N/A

Free

West Virginia

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$5

$5

Free

Wisconsin

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

Protected Consumer—medically incapacitated and not a victim of ID Theft

$10

N/A

Free

Protected Consumer—Victim of ID Theft

Free

N/A

Free

Protected Consumer—under the age of 16 and the CRA has a credit report pertaining to the protected consumer

Free

N/A

Free

Wyoming

Victim of ID Theft

Free

Free

Free

Not a victim of ID Theft

$10

$10

Free

*These states have not passed a security freeze law and will be processed in accordance to the default fee schedule.