Commercial Property and Casualty Insurance

Grow Your Commercial Insurance Portfolio Profitably

Explore solutions for:
Auto Residential

Compete more effectively for commercial insurance policies

Use deep insight into commercial drivers, vehicles and residential properties to balance risk at every stage of the policy lifecycle.

Commercial auto insurance solutions

Price more competitively

Quickly perform risk assessments to price commercial insurance policies more accurately and confidently. Streamline quotes and price segmentation with court record violation data, vehicle history and aggregated data of drivers.

Improve underwriting decisions

Assess risk, price and quote insurance policies more quickly and accurately. Streamline processes with better data to effectively automate quoting and underwriting.

Streamline claims investigations

Give your claims management processes a boost with enhanced court record violation data, available through the driving record data services of TransUnion’s TLOxp^® solution. Search history by driver and address to efficiently support your claims investigation and better identify suspicious commercial insurance applications.*

Reduce MVR costs

Optimize spend and identify drivers within fleets with actionable convictions to affordably validate driving records and assess risk on commercial auto policies. Only order MVRs when there is chargeable activity present in court records.

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Commercial residential insurance solutions

Improve pricing sophistication

Apply greater insight into occupant-based risk to quote and rate more accurately. Use habitational risk scores to improve loss ratio performance.

Underwrite with confidence

Make smarter underwriting decisions based on aggregated occupant-based risk scores. Improve loss-ratio performance using more precise risk assessment based on all commercial property occupants.

Improve loss-control decisions

Set more effective loss control thresholds for properties by incorporating habitational risk. Focus on properties with the highest potential for losses to effectively mitigate claims exposure.

Effectively manage your existing portfolio

Proactively monitor commercial residential properties to identify possible changes in risk. Identify vacant, unoccupied, or non-owner occupied properties for underwriting action.

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Discover the Keys to Commercial Insurance Success

Hidden Risk Guide

Recapture Auto Profit

2019 Commercial
Insurance Predictions

Get the commercial insurance capabilities to succeed

DriverRisk

Optimize spend and identify drivers with actionable convictions to affordably validate driving records and assess risk

Habitational Risk

Improve risk-loss ratios with better insight into occupants of commercial residential properties

*TLOxp^® is available to qualified Subscribers for permitted uses. Subject to individual Subscriber data permissions. The TLOxp solution is not provided by a "consumer reporting agency" and does not constitute a "consumer report," as these terms are defined by the Fair Credit Reporting Act, 15 U.S.C. Section 1681 et seq. ("FCRA"). The TLOxp solution may not be used in whole or in part as a factor in establishing an individual's creditworthiness or eligibility for credit or insurance, or employment, nor for any other purpose under the FCRA.

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Commercial Property and Casualty Insurance

Commercial auto insurance solutions