Use deep insight into commercial drivers, vehicles and residential properties to balance risk at every stage of the policy lifecycle.
Quickly perform risk assessments to price commercial insurance policies more accurately and confidently. Streamline quotes and price segmentation with court record violation data, vehicle history and aggregated data of drivers.
Assess risk, price and quote insurance policies more quickly and accurately. Streamline processes with better data to effectively automate quoting and underwriting.
Give your claims management processes a boost with enhanced court record violation data, available through the driving record data services of TransUnion’s TLOxp® solution. Search history by driver and address to efficiently support your claims investigation and better identify suspicious commercial insurance applications.*
Optimize spend and identify drivers within fleets with actionable convictions to affordably validate driving records and assess risk on commercial auto policies. Only order MVRs when there is chargeable activity present in court records.
Apply greater insight into occupant-based risk to quote and rate more accurately. Use habitational risk scores to improve loss ratio performance.
Make smarter underwriting decisions based on aggregated occupant-based risk scores. Improve loss-ratio performance using more precise risk assessment based on all commercial property occupants.
Set more effective loss control thresholds for properties by incorporating habitational risk. Focus on properties with the highest potential for losses to effectively mitigate claims exposure.
Proactively monitor commercial residential properties to identify possible changes in risk. Identify vacant, unoccupied, or non-owner occupied properties for underwriting action.
Discover the Keys to Commercial Insurance Success
*TLOxp® is available to qualified Subscribers for permitted uses. Subject to individual Subscriber data permissions. The TLOxp solution is not provided by a "consumer reporting agency" and does not constitute a "consumer report," as these terms are defined by the Fair Credit Reporting Act, 15 U.S.C. Section 1681 et seq. ("FCRA"). The TLOxp solution may not be used in whole or in part as a factor in establishing an individual's creditworthiness or eligibility for credit or insurance, or employment, nor for any other purpose under the FCRA.
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