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CECL Credit Loss Calculator with EXL

Estimate CECL reserves and generate reports without technology setup or integration

Get ready for the biggest accounting standards change in decades

Meet the CECL compliance deadline with ease

Are you prepared for the CECL rule's adoption?

CECL Credit Loss Calculator

Ensure you’re prepared for the CECL rule when it goes into effect

To help lenders comply, TransUnion has partnered with EXL, a leading, global analytics and technology company, to build a web-based CECL Credit Loss CalculatorSM.

Our solution uses your own portfolio data or automatically imports your TransUnion-reported data, and adjusts for macroeconomic scenarios built into the model. It’s flexible — allowing you to choose from multiple modeling approaches. You can also adjust the model assumptions and apply overlays based on business expectations. The CECL Credit Loss Calculator will calculate loss forecasts at the loan level, summarize CECL results for each segment of your loan portfolio, and produce reports for senior management and auditors. It’s the easiest way to ensure you’re prepared for this new rule’s adoption.


*CECL deadline is 2020 for SEC filers, 2021 for non-SEC, 2023 for small lenders

If you’re a consumer with questions or issues related to your personal credit report, drivers history report, disputes, fraud, identity theft, credit report freeze or credit monitoring services, please visit our Customer Support Center for assistance.

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